About the YourCareRep Team

Edgardo Velez, Florida and South Carolina licensed Medicare and Veterans' specialist insurance agent
Eddie Velez (727) 459-1887

YourCareRep.com was founded by Edgardo (Eddie) Velez, a former infantry Marine and Marine Corps League Chaplain for Detachment 57 in St. Petersburg, Florida. Having been his mother’s caregiver for the last three years of her life, taught Eddie that Medicare benefits are confusing and it’s easy to make a bad decision with huge ramifications. Eddie believes his mother would be alive today had he understood all the moving parts that comprise Medicare, Medicare Advantage, Extra Help and Medicare Savings Programs. This motivated Eddie to get licensed.

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After becoming licensed in Florida, where he resides, and in Georgia, South Carolina where he lived after being discharged from the Marine Corps in 1992, Tennessee and Texas, Eddie learned another aspect he did not come across when caring for his mother – veterans and Medicare.

Being a veteran who receives VA benefits and medical services, he thought like many veterans do, “I have the VA to take care of me, I don’t need to worry about Medicare when my time comes at 65." After all, if you can keep the money in your social security check, well, for many a veteran it’s the difference of making ends meet or not.

However, 1 in 17 veterans receiving VA benefits do not get dental. Knowing this from personal experience, when asked if he would be willing to help veterans with Medicare, Eddie thought, “They’re covered with VA benefits, why would they want Medicare?” Then he started to speak with veterans and realized the huge gap in benefits and the reality. It’s not just the lack of dental, there are 12 reasons why veterans need Medicare along with their VA benefits.

This became a mission for Eddie and YourCareRep.com. To help the senior, so that what happened to his mother doesn’t happen to anyone he may be privileged to help, and to help fellow veterans get the complete care they need, all while saving as much money as possible.

Welcome to YourCareRep.com!

Denise Simanca

Denise Simanca (215) 350-4416

Medicare is a complicated maze. So many people, like Eddie and me, learn about it because of caring for a loved one. Like Eddie, I also cared for my mom in the final year of her life. Having to learn about Medicare was an eye-opening experience. Now I know why so many people struggle with it and make life-changing decisions by mistake, for lack of knowledge and guidance. This prompted me to become a health agent, specializing in the Medicare arena.

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I chose to join the YourCareRep LLC team, because of the common goal Eddie and I are passionate about: making sure we educate and help as many people as possible, so they make the best choices when it comes to their benefits and avoid being manipulated by any bad actor. It’s such a satisfaction we I see a member of our YourCareRep family smile and thank me for helping them. They say, “Now I understand it! Thank you!”

I am a native of Philadelphia (go Phillies…sorry Tampa Bay Rays), but today I proudly call Lakeland, Florida my home. I am married and have three children and two wonderful grandchildren, who I love enjoying the sunshine and palm trees with.

Cordia Francis

Cordia T Francis (972) 799-6169

Cordia Francis is a Senior Benefits Advisor specializing in the Medicare arena. She is licensed in Life and Health Insurance in TX, LA and FL.

Cordia earned a Bachelor of Science degree in Community Health Education from the University of Illinois. She also holds an earned Master of Arts degree in Organization Management from the University of Phoenix. She has continually worked with seniors throughout her professional career and loves working with other seniors like herself.

When not working, Cordia enjoys spending time with her family. She is the mom of three adult children and the grandmom of six! A Health Educator by training and degree, Cordia focuses on maximizing her good health by walking, swimming and her favorite… dancing!

Saliya Abey Abeysekera

Abey Abeysekera (941) 284-6355

Abey is originally from England. After moving to Sarasota, Florida in 2004, He served as an agent for a major insurance company and experienced great success by joining the “President’s Club” in less than one year, becoming the company’s number one agent in the nation, and receiving several company awards.

How did he do this? He did this by placing an emphasis on honesty. His client’s trust and respect is very important to him and he knows he needs to earn it. Abey does this by educating his clients with important facts in order for them to make the most informed decision when it comes to planning their future. Which is why we are proud to have him as part of our team at YourCareRep LLC!

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I am the President of Southern Trust Financial Services, LLC, located in Sarasota, Florida. I was born in Sri Lanka and later moved to the United Kingdom for higher education. I studied at Kingston University in England and earned my Bachelors and Masters Degree in Business Studies.

After graduation, I held a major post with the British Government in charge of Oil and Income Tax Models. I gained much of my financial services experience in England while owning my own agency and managing a significant number of agents nationally.

The main focus of my business is to look out for the best interest of my clients and guide them to financial stability. I practice my business with Integrity, Knowledge and Respect. I remain open minded to learning new strategies in order to better my client’s financial position. One of my main goals is to educate and promote “Individual Empowerment” through education.

I have old fashioned values and place a lot of emphasis on ethics, standards, and morals. I believe that the more educated a client is about financial and retirement planning, the better decisions they will make about their financial future. Understanding financial concepts and money management can be intimidating, but it doesn’t need to be. I believe in providing strategies that are easy to understand and more importantly, easy to execute, so that my clients can begin securing their financial future today!

Mike Laubert

Mike Laubert (314) 313-9205

Mike Laubert, licensed in 2010, found his niche in life helping people with their life and Medicare insurance needs, in addition to his first love of church music playing the organ, piano and directing choirs.

Mike focuses on educating his clients about their life and Medicare needs and is just a phone call away from helping you find solutions for your needs!