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Original Medicare and Medicare Advantage Has Gaps in Coverage

Centers for Medicare and Medicaid Services (CMS) rules are complex and can lead to costly gaps in much needed coverage. With rules like “The Two-Midnight Rule1” and “Minimum Three-Day Hospital Stay Rule2” can leave you paying hundreds to thousands of dollars for skilled nursing, rehab and other services provided while under observation. See NBC video below3!

Why Going ‘Under Observation’ Can Cost You

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Be Prepared for ALL Conditions That Can Wipeout Your Retirement

Cancer, heart attacks and strokes are not only predominant killers, but with medical advances, survival rates are high… and so are the costs affiliated with care.
  • Part-B drug coinsurances for chemotherapy, radiation, etc.
  • Durable medical equipment coinsurances for hospital beds, wheelchair scooters, oxygen machines, etc.
  • Rehab, skilled nursing and home care
  • Lost wages for seniors still working
  • Travel, lodging and food while seeking treatment

…can drain your savings, Social Security check, investment nest egg and more.

Cancer touches every family, with 1 in 2 men and 1 in 3 women contracting some form of cancer5. Heart attacks are responsible for 1 in 4 deaths in America6. And the longer you wait, the more expensive the coverage. If you get any diagnosis which can be attributed to cancer, and you are no longer eligible for coverage. Get a quote before it is too late.

Cost Effective Insurance Solutions Bring Financial Peace of Mind

Give your spouse and children peace of mind, and ensure you get the best care possible. Cancer, Heart Attack and Stroke, and Hospital Indemnity Insurance ensures you are financially protected and ensures you get the lifesaving and quality-of-life care you need, in the event of a catastrophic event. Also, it will remove the pressure off your children and family members to have to shoulder the cost of your care.

Speak with Eddie Velez — Your Licensed Medicare Specialist

Get clear answers, a personalized quote, and peace of mind. Don’t wait until coverage is no longer an option.

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